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No home is perfect. Anything from major damage to minor maintenance
issues are often found. Even new homes are not immune – they could
have problems with the plumbing, electrical system, heating and
cooling system, or the roofing system just to name a few.
For homeowners, it’s important to be aware of any issues your home
may have prior to putting it on the market. Getting a pre-listing
home inspection will ensure that you’re aware of any problems and
can take care of them on your terms – or present them as-is and
adjust your selling price proportionally. The alternative leaves you
open to costly surprises and delays, and even potential
deal-breakers once you’ve entered negotiations with the buyer.
For buyers, an inspection is vital to uncovering issues a home may
have but are invisible to the untrained eye. Even if the inspection
finds more problems than you’re comfortable with and you move on to
a different home to start the process all over again, it’s money
well spent. An inspection will give you the opportunity to ask the
seller to make the repairs before you buy, or to back out of the
contract. So be sure to ask for the “inspection contingency” when
you begin to enter negotiations with the seller. This allows you to
set a limit on the cost of repairs to the home. If the inspector
estimates that repairs will cost more than the limit, the contract
is voided. It is a good way to protect yourself from ending up with
a home that requires repairs that you are unable or unwilling to pay
for.
Before the
inspector arrives, there are a few things you should know. There are
no federal regulations governing inspectors. The laws are going to
differ state by state. Therefore it’s important to interview your
inspector or inspection company prior to hiring them. Since each
state is going to have their own standards of certification for
inspectors – and some don’t even have any – credibility is a big
issue in choosing the right inspector. Ask what certifications your
inspector holds and what associations he or she belongs to. Most
associations such as the
American Society of Home Inspectors (ASHI),
National Association of Certified Home Inspectors (NACHI),
and
National Association of Home Inspectors, Inc. (NAHI)
have membership
requirements that include minimum levels of experience and training
as well as codes of ethics. There are also several state-level
associations that your inspector may be a member of. Ask your
inspector and then visit the association’s website.
Once your inspector has arrived, it is recommended that you
accompany him or her on the inspection of the property. This is so
you can become familiar with the home and its systems as well as
exactly what repairs the inspector recommends and why. You might
also want to prepare a list of items that you’ve seen in the home
that you feel are cause for concern as well as any questions you may
have. The inspection is a great time to find out where the home’s
water and gas shutoffs are and where the fuse box is.
Here are some other suggestions for homeowners:
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Accessibility:
Make sure that all areas of the home are accessible, especially to
the attic and crawl space. It’s also a good idea to trim any
trees and shrubs that may make an inspection of the exterior of
the property difficult.
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Housekeeping:
The inspector may photograph your home for the inspection report,
so clearing the clutter and moving vehicles from the front of the
home will help the inspection go smoother.
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Maintenance:
Repair minor things like leaky faucets, missing door handles and
trim.
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